The new Citi Custom Cash credit card just launched with a $200 bonus and up to 5% back in your top spending category

Citi Custom Cash Card


Summary List Placement
Citi has launched a brand new credit card — the Citi Custom Cash℠ Card.
It’s offering a bonus of Citi Custom Cash℠ Card.
You’ll earn 5% back on up to $500 spent in your top eligible spending category each billing cycle.

Read Insider’s guide to the best rewards credit cards.

It’s not often a major card issuer introduces a brand-new credit card, and even less common to see a new card with a completely novel rewards structure. 

Citi has just launched the no-annual-fee Citi Custom Cash℠ Card, and it’s out to give other 5% cash-back cards some stiff competition. It’s got a solid welcome bonus: Citi Custom Cash℠ Card. And cardholders can earn 5% cash back on purchases in their top eligible spending category (from a list) each billing cycle, on up $500 in spending (then 1%).

Because the Citi Custom Cash℠ Card earns rewards in the form of Citi ThankYou points, you’re not limited to using your earnings for straight cash back. You can redeem Citi ThankYou points in a variety of other ways, including travel booked through Citi, gift cards, merchandise, and (if you have certain other Citi ThankYou cards) transfers to over a dozen airline partners.

Here’s everything you need to know about the new Citi Custom Cash℠ Card.

 Citi Custom Cash Card details
Citi Custom Cash℠ Card

The Citi Custom Cash℠ Card starts you off with a welcome bonus and a reasonable minimum spending requirement: Citi Custom Cash℠ Card. That works out to an average of $250 a month, which should be attainable for most people just with regular spending.

The card’s real strength is in its 5% categories, and how easy Citi makes it to earn this bonus. There are no rotating categories to track and no enrollment required (unlike some competing cards like the Chase Freedom Flex℠ and Discover it® Cash Back), so the Citi Custom Cash℠ Card is a great pick if you prefer simplicity.

Read more: The best cash-back credit cards in 2021

You’ll earn 5% cash back (5x Citi ThankYou points) on the eligible category you spend the most in each billing cycle, on up to $500 in total spending (then 1%), and 1% back (1x Citi ThankYou points) on all other purchases. The 1% return on other purchases isn’t exciting, but the 5% back categories span a wide range of everyday expenses.

Citi Custom Cash Card 5x bonus categories


Gas stations

Grocery stores

Select travel

Select transit

Select streaming services


Home improvement stores

Fitness clubs

Live entertainment


You might notice some of these categories are familiar — many of the best rewards credit cards, for example, earn a bonus on travel purchases, or at restaurants, supermarkets, and gas stations. However, a few categories are sprinkled in here that don’t typically earn a bonus with most top cards, such as home improvement stores, fitness clubs, and live entertainment.

If you don’t have a lot …read more

Source:: Business Insider


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