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The best credit cards for online shopping, no matter what you buy


 Table of Contents: Masthead StickySummary List PlacementThe best credit cards for online shopping:

Best for 2% cash back (1% when you buy, 1% when you pay): Citi® Double Cash Card

Best for Amazon and Whole Foods purchases: Amazon Rewards Visa Signature Card

Best for Costco.com purchases: Costco Anywhere Visa® Card by Citi
Bonus cash back for online shopping: Bank of America® Cash Rewards credit card
Best for office supplies: Ink Business Cash℠ Credit Card

Best for purchase protection: Platinum Card® from American Express

Unlike groceries, dining, and travel, online shopping isn’t a common bonus category on rewards credit cards. But that doesn’t mean you can’t earn more than 1 point or mile per dollar you spend, or more than 1% cash back, when you buy things online. By picking the right card — and by taking advantage of online shopping portals and other deals like Amex Offers — you can actually rake in the rewards on these purchases. 

 Best for 2% cash back on everything:
Citi® Double Cash Card

The Citi® Double Cash Card earns 2% cash back on everything you buy: 1% cash back when you make a purchase, and another 1% back when you pay your bill. Since there are no bonus categories to keep track of, that means you can earn 2% back on your online purchases, no matter where you’re shopping. The card has no annual fee, either.

Best for Amazon and Whole Foods purchases:
Amazon Rewards Visa Signature Card

If you want a card that offers bonus rewards on Amazon purchases, the Amazon Rewards Visa Signature Card is a solid choice, with 5% cash back at Amazon and Whole Foods. This could be a great option if you’re looking to stock up on supplies and order grocery delivery. There’s no annual fee, but you need to be an Amazon Prime member.

Best for Costco.com purchases:
Citi Costco Anywhere Visa® Card by Citi

For Costco members who shop with the big-box retailer online, the Costco Anywhere Visa® Card by Citi could be another smart choice. It earns 2% cash back on all Costco.com and Costco purchases, in addition to 4% cash back on the first $7,000 spent on eligible gas purchases each year (then 1%), 3% cash back on restaurants and eligible travel purchases, and 1% back on everything else. The card has no annual fee, but you need a paid Costco membership.

Bonus cash back for online shopping: Bank of America® Cash Rewards credit card

The Bank of America® Cash Rewards credit card is another no-annual-fee card, and it’s the rare one that includes online shopping as a bonus category. You can earn 3% cash back on a category of your choice (options include online shopping portals as well as gas, dining, travel, drugstores, and home improvement/furnishings) and 2% cash back at grocery stores and wholesale clubs on up to $2,500 in combined purchases each quarter (then 1% back).

 

If you’re looking to maximize your online shopping purchases with the Bank of America® Cash Rewards credit card, your best bet …read more

Source:: Business Insider

      

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