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The best credit cards for Amazon purchases


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This page includes information about the Discover it® Cash Back, which is currently not available on Business Insider and may be out of date.

 The best credit cards for Amazon purchases:

5% cash back at Amazon and Whole Foods: Amazon Prime Rewards Visa Signature Card

Includes Amazon as a bonus category for Q4 2020: Discover it® Cash Back

Often includes Amazon as a bonus category: Chase Freedom Flex℠

50% bonus if you make 30 purchases each billing period: Amex EveryDay® Preferred Credit Card

Best for purchase protection: Platinum Card® from American Express

Any American Express card that has an Amex Offer for shopping with Amazon

If you find yourself shopping at Amazon frequently, you’ll want to give some thought to the credit card you’re using for these purchases. This is especially true if you’re interested in earning travel rewards — you’ll want to maximize the points on every dollar you spend. 

 Table of Contents: Masthead StickyAmazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards Visa Signature Card  offers 5% cash back on Amazon and Whole Foods purchases. Cardholders also get an extra 5 to 15% cash back on certain promotional items, which is one of the highest rewards rates you’ll find. This makes the card a great option for your Amazon purchases.

The Amazon Prime Rewards Visa Signature Card also earns 2% cash back at restaurants, gas stations, and drugstores. Considering those are pretty common spending categories for most people, this isn’t a bad card to have in your wallet, especially since it has no annual fee.

Read more: Amazon Prime Rewards Visa Signature card review

Discover it® Cash Back

The Discover it® Cash Back card offers 5% cash back on the first $1,500 spent in select categories every quarter (then 1%) once you activate the bonus. Discover has a cash-back calendar, which shows both previous and upcoming bonus category merchants. Amazon is included on the merchant list for October to December 2020.

The timing of that bonus is especially great considering it falls within the holiday shopping season. So if you’d rather not get trampled over a discounted flat-screen TV at Walmart, you’ve got plenty of incentive to do you shopping with Amazon instead.

Chase Freedom Flex

Like theDiscover it® Cash Back, the Chase Freedom Flex℠ offers 5% cash back on the first $1,500 (the 1%) spent on rotating bonus categories every quarter, once you activate the bonus each quarter via your card account. Sometimes those categories include Amazon purchases, in which case the Chase Freedom is a great option for shopping on that site. But that’s not the case right now; the Freedom Flex’s current bonus categories are PayPal and Walmart purchases. 

Chase Freedom Flex℠

 

Amex EveryDay® Preferred Credit Card

The Amex Everyday Preferred is a solid choice for Amazon purchases. The card only earns 1 point per dollar spent on non-bonus category spending, which includes Amazon. So why use it if you’re just earning 1 point? One reason is that Amex Offers often runs …read more

Source:: Business Insider

      

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