The Chase Sapphire Preferred Card gives you 2 points per dollar on restaurant and travel purchases and 1 point everywhere else.
The Capital One Venture Rewards Credit Card gives you a flat 2 points per dollar everywhere, but points are not as valuable when transferred to partner airlines.
Both cards come loaded with useful travel and purchase protections.
If I had to pick a winner, though, it would be Chase Sapphire Preferred. The benefits and value of Chase Ultimate Rewards points are tough to beat.
Depending on your travel preferences, either card may be a good fit for your needs.
Ladies and gentleman, boys and girls, children of all ages! In the blue corner, weighing in at 13 grams of blue stainless steel: Chase Sapphire Preferred. In the red corner, made from a 75% recycled blue stainless steel and weighing in at 16 grams: Capital One Venture.
While both of these credit cards are made from blue stainless steel, each offers a unique set of rewards, benefits, and costs. Depending on where you spend most and how you like to travel, you might find that either Chase’s card or Capital One’s makes more sense for your needs.
Here’s a head-to-head face-off on which one dominates for 2019 and beyond.
Chase Sapphire Preferred vs. Capital One Venture: the biggest differences
Chase Sapphire Preferred and Capital One Venture are both travel-rewards credit cards with annual fees of $95. But the way you earn and redeem points with each card is different, so it’s important to look at what sets them apart to decide which could be best for your needs.
Chase Sapphire Preferred offers 2x points per dollar on travel and dining purchases and 1x everywhere else. That compares to an unlimited flat 2x per dollar at Capital One Venture. But a Chase Ultimate Rewards point and a Venture mile work differently, and each may appeal to a different type of traveler.
In general, Chase Sapphire Preferred is better for those who want to squeeze out more value per point and are willing to put in a little time to figure out the best way to redeem points.
Capital One Venture is better for those looking for really easy and flexible redemptions. To understand why, let’s dive into the details of each program and how the redemption options work.
Read more: Chase has increased the sign-up bonus for the Sapphire Preferred credit card for the first time since 2015
Chase Sapphire Preferred rewards
The Chase Sapphire Preferred offers 2x points per dollar you spend on travel and dining purchases and 1 point per dollar everywhere else. You can redeem points through the Chase Ultimate Rewards portal for 1.25 cents each, with no limits or blackout dates.
Points can be worth a lot more, however, when you transfer to partner airlines. …read more
Source:: Business Insider