If you’re heading on holiday remember the insurance (Picture: Getty Images)
With summer on the way, many of us are entertaining thoughts of holidays, with millions set to jet off for sun, sea, sand and relaxation – or even a hefty schedule of sightseeing – over the coming months.
If you are planning to go away this summer, one of the most important things to do before you fly is to make sure you have travel insurance, so you’re covered should something go wrong while you’re there.
Having the right cover has become more important than ever these days in the wake of the pandemic – with some Covid restrictions still in place in parts of the world, you’ll want to have peace of mind that you won’t be faced with huge bills if you fall ill while you’re away.
And of course, you’ll want to be certain that other eventualities – from theft and loss to accidents or other medical emergencies – will be taken care of, in the unlikely event they happen.
With the cost of living crisis pushing up the price of everything though, many will want to try and save pennies wherever possible, and that includes ensuring that insurance won’t break the bank.
What that in mind, check out our tips for making sure you get the best deal when it comes to cover…
Organise your travel insurance in advance – the earlier the better
As with all of these holiday preparations, make sure you’ve got it sorted before you leave, rather than leaving it till the last minute – if anything you should be booking it when you book your flights.
‘Many people fall into the trap of waiting to organise travel insurance until right before they fly, rather than sorting it straight after they’ve booked their flights,’ David Parker, Divisional Director at A-Plan Insurance tells Metro.co.uk.
Make sure you’re covered for everything you need (Picture: Getty Images)
‘However, this means that you’re left vulnerable in the weeks running up to your trip, and can end up losing money in the event of a last-minute cancellation or delay.
‘Whether you choose cover just for your single trip or opt for an annual policy (which can save you money if you have a few holidays booked), you’re covered from the second your policy comes into effect.
‘This means you’re protected against things like losing your passport just before you travel, falling unwell and being unable to travel, or your airline operator going out of business.’
It might be tempting to go for the first reasonably priced policy you see, just to get the business of buying insurance out of the way.
However, shopping around can pay dividends – it goes without saying that checking the rates of different providers can ultimately get you a better deal.
And beware of sponsored deals as Mr Parker explains: ‘Some comparison sites have partnerships with providers to promote their rates, …read more